Regulatory Compliance Overview

Comprehensive overview of applicable UK and EU regulations, international standards, licensing information, and compliance certifications for POPS.GG B2B platform.

Regulatory Status

Company Details

Legal Name: CASH.BH LTD

Company Number: 14298863

Jurisdiction: England & Wales

Trading Name: POPS.GG

Status: Active & Compliant

Business Activity

SIC Code: 73110 - Advertising Agencies

Service Type: B2B Digital Advertising

Geographic Scope: International

Regulatory Oversight: UK Authorities

UK Regulatory Framework

Applicable UK regulations and compliance requirements

Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017

MLR 2017 | Regulated by: HM Treasury

Full compliance - B2B payment services

Compliance Requirements:

  • Customer due diligence (CDD) for all business clients
  • Enhanced due diligence (EDD) for high-risk clients
  • Ongoing monitoring of business relationships
  • Suspicious activity reporting to NCA
  • Record keeping for minimum 5 years
  • Staff training and awareness programs

Payment Services Regulations 2017

PSR 2017 | Regulated by: Financial Conduct Authority (FCA)

Applicable to payment processing activities

Compliance Requirements:

  • Safeguarding of customer funds
  • Strong customer authentication (SCA)
  • Transaction security and fraud prevention
  • Clear terms and conditions for payment services
  • Complaints handling procedures
  • Operational and security risk management

UK General Data Protection Regulation

UK GDPR | Regulated by: Information Commissioner's Office (ICO)

Full compliance - Data processing activities

Compliance Requirements:

  • Lawful basis for data processing
  • Data minimization and purpose limitation
  • Data subject rights (access, rectification, erasure)
  • Data breach notification within 72 hours
  • Privacy by design and by default
  • Data Protection Impact Assessments (DPIAs)

Electronic Money Regulations 2011

EMR 2011 | Regulated by: Financial Conduct Authority (FCA)

Monitoring for compliance applicability

Compliance Requirements:

  • Safeguarding of electronic money
  • Prudential requirements and capital adequacy
  • Clear information to customers
  • Redemption rights and procedures
  • Complaint handling and dispute resolution

Proceeds of Crime Act 2002

POCA 2002 | Regulated by: National Crime Agency (NCA)

Full compliance - AML obligations

Compliance Requirements:

  • Knowledge and suspicion reporting obligations
  • Tipping off and prejudicing investigations offenses
  • Cooperation with law enforcement
  • Money laundering offenses awareness
  • Asset recovery and confiscation procedures

Terrorism Act 2000 & 2006

TA 2000/2006 | Regulated by: Home Office / NCA

Full compliance - Counter-terrorism

Compliance Requirements:

  • Terrorist financing offense awareness
  • Reporting of terrorist property
  • Sanctions compliance
  • Customer screening against terrorist lists
  • Enhanced due diligence for high-risk jurisdictions

EU Directives & UK Implementation

EU regulations incorporated into UK law post-Brexit

Fifth Anti-Money Laundering Directive

5AMLD

Incorporated into UK law via MLR 2017 amendments
  • Enhanced beneficial ownership transparency
  • Virtual currency exchange regulation
  • Enhanced due diligence for high-risk third countries
  • Central bank account registers
  • Increased cooperation between FIUs

Sixth Anti-Money Laundering Directive

6AMLD

Monitoring for UK implementation
  • Harmonized definition of money laundering
  • Extended criminal liability
  • Aiding and abetting provisions
  • Double criminality for cross-border offenses
  • Increased penalties for violations

Payment Services Directive 2

PSD2

Incorporated via PSR 2017
  • Strong Customer Authentication (SCA)
  • Open banking and API access
  • Enhanced consumer protection
  • Third-party provider regulation
  • Standardized payment authentication

International Standards & Best Practices

Alignment with global financial crime prevention standards

Financial Action Task Force

FATF | Full alignment with 40 Recommendations

  • Risk-based approach to AML/CFT
  • Customer due diligence standards
  • Politically exposed persons (PEPs) procedures
  • Correspondent banking due diligence
  • Wire transfer requirements
  • Beneficial ownership transparency

Basel Committee on Banking Supervision

BCBS | Adherence to relevant principles

  • Customer due diligence for banks
  • Risk management principles
  • Sound management of risks related to money laundering
  • Corporate governance for financial institutions

Wolfsberg Group

Wolfsberg | Alignment with best practices

  • Anti-Money Laundering Principles
  • Correspondent Banking Due Diligence Questionnaire
  • Risk Assessment Guidance
  • Trade Finance Principles
  • Beneficial Ownership Transparency

Compliance Certifications

Industry-standard certifications and security assessments

ISO 27001

Information Security Management

Not certified - controls applied proportionately

International standard for information security management systems; our policies are informed by it

PCI DSS

Payment Card Industry Data Security

Not applicable - no card data stored

Card payments are handled entirely by third-party payment providers

SOC 2 Type II

Service Organization Controls

Not certified

Controls related to security, availability, and confidentiality

Cyber Essentials

Cyber Security

Not certified

UK government-backed cyber security certification scheme

Licensing & Registration

Official registrations and licensing information

Company Registration

  • Registered with Companies House (UK)
  • Company Number: 14298863
  • Company Type: Private Limited Company
  • Status: Active
  • Incorporated: 16 August 2022

Tax Registration

  • Registered for UK Corporation Tax
  • VAT Registration (if applicable)
  • PAYE scheme for employees
  • Full tax compliance maintained

Data Protection

  • Registered with ICO as Data Controller
  • ICO registration number on file
  • GDPR compliance maintained
  • Annual data protection fee paid

Business Insurance

  • Professional indemnity insurance
  • Cyber liability insurance
  • Directors and officers (D&O) insurance
  • General business liability coverage

Compliance Program Overview

Comprehensive compliance management framework

Policy Framework

  • Comprehensive AML/KYC policies
  • Financial crime prevention policy
  • Data protection and privacy policy
  • Information security policy
  • Business continuity policy
  • Whistleblowing policy

Risk Management

  • Enterprise risk assessment framework
  • Annual risk assessment reviews
  • Customer risk scoring methodology
  • Geographic risk assessment
  • Product and service risk assessment
  • Third-party risk management

Monitoring & Testing

  • Transaction monitoring systems
  • Regular compliance testing and audits
  • Independent compliance reviews
  • Penetration testing and security assessments
  • Internal audit program
  • Quality assurance reviews

Reporting & Governance

  • Board of directors oversight
  • Quarterly compliance reports to management
  • Annual regulatory reporting
  • Suspicious activity reporting (SARs)
  • Regulatory correspondence management
  • Compliance committee meetings

Compliance Documentation & Support

For compliance documentation, verification, or regulatory inquiries

Compliance Email: compliance@pops.gg

Legal Email: legal@pops.gg

Contact Compliance Team